Thursday, 20 August 2026

Rencana Riset

 






Referensi 

Fabian, N., Dong, J., Broekhuizen, T., & Verhoef, P. C. (2024). Business value of SME digitalisation: When does it pay off more?
European Journal of Information Systems, 33(3), 383–402.

Merín-Rodrigáñez, J., Dasí, À., & Alegre, J. (2024). Digital transformation and firm performance in innovative SMEs: The mediating role of business model innovation. Technovation, 134, 103027.
DOI: 10.1016/j.technovation.2024.103027

Costa-Climent, R., Haftor, D. M., & Staniewski, M. W. (2023). Using machine learning to create and capture value in the business models of small and medium-sized enterprises.
International Journal of Information Management, 73, 102637.
DOI: 10.1016/j.ijinfomgt.2023.102637

Oldemeyer, L., Jede, A., & Teuteberg, F. (2025). Investigation of artificial intelligence in SMEs: A systematic review of the state of the art and the main implementation challenges.
Management Review Quarterly, 75, 1185–1227.

Bitetto, A., Cerchiello, P., Filomeni, S., Tanda, A., et al. (2024). Can we trust machine learning to predict the credit risk of small businesses?
Review of Quantitative Finance and Accounting, 63, 925–954.
DOI: 10.1007/s11156-024-01278-0

Zhang, X. (2025). The Application of Alternative Data in Credit Scoring.
Advances in Economics, Business and Management Research, 2025.
DOI: 10.2991/978-94-6463-652-9_84

Prihandono, D., Wijaya, A. P., Wiratama, B., Prananta, W., & Widia, S. (2024). Digital transformation to enhance Indonesian SME performance: Exploring the impact of market competition and digital strategy.
Problems and Perspectives in Management, 22(2), 103–113.
DOI: 10.21511/ppm.22(2).2024.09




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Rencana Riset

  Referensi  Fabian, N., Dong, J., Broekhuizen, T., & Verhoef, P. C. (2024). Business value of SME digitalisation: When does it pay off ...